Empowering Your Business Growth with Vital Equity

Apply Now and Unlock Up to $3 Million in Funding

215M+

Funded

10K+

Businesses Assisted With Funding

Same Day

Approvals & Funding

What We Offer

Lines Of Credit

Access flexible capital when you need it. With a revolving line of credit, you can draw funds as needed—only paying interest on what you use.

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Business Loans

Our traditional business loans come with fixed terms and predictable payments, making them ideal for long-term planning and larger investments.

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Revenue Based Financing

Unlock working capital by leveraging future sales. We advance funds upfront and collect a small, fixed percentage of your revenue over time until fully repaid.

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OUR SERVICES

The flexible capital partner that grows with your business, not against it.

Getting funded shouldn’t be complicated. That’s why businesses from all kinds of industries turn to Vital Equity for fast answers and flexible capital. We keep the process simple so you can stay focused on what matters—running your business.

Q. What steps do I take to get approved for funding?

Submit a short application, and one of our funding specialists will reach out the same day.

Q. If I apply, am I locked into anything?

No pressure, no upfront costs—just clear options to review at your own pace.

Q. Do I still qualify for funding if my credit isn’t strong?

Absolutely. We look at your overall business performance, not just your credit score.

GETTING STARTED

Vital Equity’s Minimum Requirements

We keep it simple. Here’s what you need to qualify for funding with Vital Equity:

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4 Recent Business Bank Statements

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6+ Months in Business

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$25,000+ Monthly Revenue (Based On Monthly Gross, Not The Net)

OUR FUNDING PROCESS

How to get funded in 3 easy steps

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Step 1 – Submit your application

Head over to our Application page and complete the secure form. It only takes a few minutes, and all we need are your latest 4 business bank statements to get started.

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Step 2 – Explore your options

One of our funding experts will contact you once they review your application and they will recommend a plan tailored to your needs—built around your business goals and repayment timeline.

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Step 3 – Get funded & grow

Once approved, receive your funds and start using them right away. Our team remains available for support and future funding when you’re ready to scale again.

See How Simple It Is

Testimonials

What Our Clients Say About Us?

★ ★ ★ ★ ★

I applied on a Monday and had the funds in my account by Tuesday afternoon. The entire team at Vital Equity was clear, responsive, and genuinely helpful throughout the process. Highly recommend!

Jason L.

Construction Company Owner

★ ★ ★ ★ ★

After being turned down by my local bank, I reached out to Vital Equity. They not only approved me quickly, but actually tailored the funding to fit my cash flow. Incredible experience.

Marissa P.

Salon Owner

★ ★ ★ ★ ★

No runaround just real help when I needed it. I’ve used other lenders before, but Vital Equity stands out for their transparency and support.

Derrick T.

Auto Repair Shop Owner

★ ★ ★ ★ ★

The funding I received allowed me to upgrade equipment and take on more clients. They understood my needs from the beginning and delivered exactly what they promised.