SERVICES
Ideal for one-time investments such as purchasing equipment or expanding facilities.
Fixed interest rates with predictable monthly payments.
Loan amounts up to $1M with terms up to 5 years
Flexible funding that allows businesses to draw funds as needed.
Great for covering payroll, purchasing inventory, or handling
seasonal cash flow gaps.
No prepayment penalties—pay interest only on what you use.
Unlock cash tied up in unpaid invoices.
Turn outstanding accounts receivable into immediate working capital.
No need to wait for clients to pay—get your money faster.
Funding based on future revenue, repaid gradually from sales.
No fixed monthly payments—pay when you earn.
Fast approvals and minimal paperwork required.
Convert unpaid invoices into fast working capital with invoice factoring
Receive an upfront advance based on your outstanding receivables
Improve cash flow without taking on new debt or waiting on slow-paying clients
Flexible terms designed to fit your cash flow and industry requirements
Use financing to lease machinery, vehicles, or tools your business needs
Preserve working capital while still upgrading or expanding operations
We keep it simple. Here’s what you need to qualify for funding with Vital Equity:
3 Recent Business Bank Statements
6+ Months in Business
$12,500+ Monthly Revenue
Testimonials
What Our Clients Say About Us?
I applied on a Monday and had the funds in my account by Tuesday afternoon. The entire team at Vital Equity was clear, responsive, and genuinely helpful throughout the process. Highly recommend!
After being turned down by my local bank, I reached out to Vital Equity. They not only approved me quickly, but actually tailored the funding to fit my cash flow. Incredible experience.
No runaround just real help when I needed it. I’ve used other lenders before, but Vital Equity stands out for their transparency and support.
The funding I received allowed me to upgrade equipment and take on more clients. They understood my needs from the beginning and delivered exactly what they promised.
Office Hours:
Mon - Fri 8:00am - 6:00pm
Locations:
600 Brickell Ave. Miami, FL 33131
40 Broad St. New York, NY 10004
250 Century Pkwy. Mt Laurel, NJ 08054
Office hours:
Mon to Fri:
8:00 am – 6:00 pm
Contact Us:
40 Broad St. New York, NY 10004
250 Century Pkwy. Mt Laurel, NJ 08054